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Shop, Earn & Save with the Cat® Commercial Account
Shop, Earn & Save with the Cat® Commercial Account
One Easy Solution for Your Business: The Cat® Commercial Account gives you a simple, flexible way to pay for the parts, attachments, service, and protection plans your equipment needs. Use your account at any local Cat dealer, The Cat Rental Store locations across the country, or online through parts.cat.com and the Cat Central app. Choose low monthly payments or pay your balance in full—whatever works best for your budget. The account can also be used for equipment rentals, repairs, and rebuilds, all in one place.
Exclusive Accountholder Special Offers: With a Cat Commercial Account, your business gets access to valuable perks and savings. Qualified accountholders can take advantage of special financing offers and earn Cat Rewards and Cat Credits on eligible purchases*. You can also manage your account on the go and track costs by job using the MyCatFinancial app. Competitive rates and no annual fee make the Cat Commercial Account an easy way to streamline spending and stay in control of your operating costs.
Ready to learn more and apply today? Click below for more details and apply online in just 5-7 minutes.
Terms and Conditions
*See cat.com/getrewarded for eligibility, details, and terms and conditions. Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify.
2. CAT COMMERCIAL ACCOUNT PARTS & SERVICE OFFER:
ON PARTS.CAT.COM AND CAT CENTRAL: Now through end of 2026: Get 0% for 6 months with no payments, 0% for12 months, 0% for 24 months with no payments for first 3 months and no invoice minimums, 0% for 36 months or0% for 36 months with no payments for first 6 months with a $3500 invoice minimum.
IN-STORE: Now through end of 2026: Get 0% interest for 3 months with no payments, 0% for 6 months or 0% for 6months with no payments, 0% for 12 months, 1.9% for 18 months or 4.9% for 36 months.
Offer valid through December 31, 2026. Offer subject to change without prior notice. Additional terms and conditions may apply. 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Commercial Account agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Commercial Account agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Cat.com or contact your Cat dealer for more information.
3. CAT COMMERCIAL ACCOUNT ATTACHMENTS OFFER:
Now through end of 2026, use your Cat Commercial Account and get: 0% for 12 months, 1.9% for 24 months or 4.9% for 36 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Commercial Account at participating dealerships; 4.9% for 36 months + earn 5% in Cat Credits on select Cat work tool purchases of $1,000 or more when you use the Cat Commercial Account at participating dealerships; 0% for 36 months on select Cat work tool purchases of $1,000 or more when you use the Cat Commercial Account at participating dealerships
Offers valid through December 31, 2026. Offers for 0% for 12, 1.9% for 24 months and 4.9% for 36 months limited to qualifying work tools compatible with select compact equipment and qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Contact Cat dealer for a full listing of eligible work tools.
Offer for 4.9% for 36 months + Cat Credits limited to qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Limit $10,000 in Cat Credits per work tool purchase. Cat Credits can used on future purchases of parts, service, sales, work tools and rentals of Cat equipment at participating Cat dealers, Cat RentalsSM, parts.cat.com and Cat Central. Availability to use Cat Credits on parts.cat.com and Cat Central varies by Cat dealer. Visit cat.com/catcredits for full Cat Credits rules.
Offer for 0% for 36 months limited to the following Hammers: H110-H215 and includes: rotary cutters; mulchers; compactors; shears; multi processors; pulverizers; demo & sorting, orange peel, forestry and fabricated grapples.
A $1,000 minimum purchase invoice is required on all offers unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Commercial Account agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under offers to be paid by equal monthly payments for the duration of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Commercial Account agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.